How to stretch your paycheck
You keep asking yourself: Where has all the money gone?
Of course, you have a good idea: It has gone to spending on groceries, cell phone and cable bills, mortgage and insurance payments, and maybe even on a weekly night out for dinner and on a daily cup of latte. With a few phone calls and adjustments, and some discipline, you can make your paycheck go further. And, hopefully, you can start saving the difference.
-- Laura Cohn, Kiplinger
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Cut your cell phone bill
Scrutinize you bill to make sure you need all the minutes and features you're paying for. You may be able to save with a prepaid plan. To get a handle on which plan is best for you, go to BillShrink.com or MyRatePlan.com.